The purpose of home insurance is to protect you against unforeseen eventualities that may damage your home. This normally includes damage from landslip and subsidence and often accidental damage to your home. What about rodent damage? Does your home insurance cover mice or rat damage?

The main reason for taking out a home cover policy or home insurance is to protect you financially against unforeseen damage and the resultant repairs to your home. Normal wear and tear of your home are not normally included in a home insurance policy but may be included in some comprehensive home cover packages.

Has your water bill suddenly increased but you haven’t been using more water than usual? Or are you being kept awake by a dripping tap? You may have a small water leak somewhere in your property. It’s important to check, as leaks can cause water damage or affect your boiler pressure, central heating, and hot water supply.

According to the Energy Savings Trust, four in ten of us avoid switching our heating on during colder spells due to fears of high energy bills. A third of people also say they can’t make their homes as warm as they like.

What does the nights drawing in make you think of? Is it cosy comfort food, warm hot chocolate with lashings of cream and marshmallows and a lovely warm welcoming house? Sounds lovely doesn’t it?

Power cuts can be a little on the scary side, particularly in bad, stormy weather, when they are most common. Luckily for you, we’ve put together a guide on what to do in a power cut, to help you identify and deal with any challenges you may face. We’ll also discuss how you can prepare for a power outage, so you aren’t left completely in the dark, next time the lights go out.

When it comes to thermostat settings, people have their own idea of what constitutes a warm room. For some, the idea of sitting in constant warmth is heavenly, while others much prefer a cooler living environment.

There are many roof types. Some have been around for ages like thatched and slate. Others are more modern creations like a fibreglass roof or warm roof construction. There are many roof tiles types too. Some of these are made from natural raw materials, like slate. Others are made from man-made materials. These are usually found on new houses, or older houses that have been re-roofed

Your home is one of the most valuable possessions you’ll ever own, holding both financial and sentimental value. It’s the place that houses all of your belongings, the place where you make memories and the place that keeps your family safe and warm. It is therefore worth going that extra mile to ensure it’s protected.