Smart Cover and Hometree Terms and Conditions

Only for Smart Cover customers who have been migrated to Hometree

Please see below for terms and conditions which only apply to Smart Cover customers who have been migrated to Hometree:

Plans starting or renewing from 14th June 2026

Home Emergency Cover – Terms and Conditions

Click HERE to view the general home emergency terms and conditions.

Boiler Service Terms and Conditions (unchanged)

Click HERE to view the boiler service terms and conditions.

Home Emergency Cover – Insurance Product Information Document (IPID)

Click HERE to view the IPID for the Home Emergency Cover Plans.

Appliance Cover – Terms and Conditions

Click HERE to view the appliance cover terms and conditions.

Appliance Cover – Insurance Product Information Document (IPID)

Click HERE to view the IPID for Appliance Cover.

Plans starting or renewing before 14th June 2026

Home Emergency Terms and Conditions

Click HERE to view the general home emergency terms and conditions.

Boiler Service Terms and Conditions

Click HERE to view the boiler service terms and conditions.

Appliance Cover Terms and Conditions

Click HERE to view the appliance cover terms and conditions.

Home Emergency Essentials Plan – Insurance Product Information Document (IPID)

Click HERE to view the IPID for the Home Emergency Essentials Plan.

Home Emergency Standard Plan – Insurance Product Information Document (IPID)

Click HERE to view the IPID for the Home Emergency Standard Plan.

Home Emergency Premium Plan – Insurance Product Information Document (IPID)

Click HERE to view the IPID for the Home Emergency Premium Plan.

Appliance Cover Plan – Insurance Product Information Document (IPID)

Click HERE to view the IPID for Appliance Cover.