16th June 2022
When you hear or read the words ‘home cover’, you will probably be thinking about home insurance in the traditional sense that protects your buildings and contents. However, home cover or home emergency cover protects against damage to specific areas of your home like drains, electrics and plumbing.
Home cover or home emergency cover protects your boiler, central heating, drains, electrics and plumbing against blockages, malfunctions and leaks. Like all household cover, it takes the worry out of faults developing in the major areas within your home.
Some traditional home insurance policies offer home emergency insurance as an additional insurance benefit. Whilst this may appear to be the easiest option (using one company and one policy), you should always check that the cost of the additional benefit is competitive. You can do this by comparing their home emergency insurance with bespoke home emergency cover packages on the market.
Another consideration is what happens if you make a claim? Does it affect the no-claims benefit on your entire home insurance policy? Claims on the individual home cover policy will only affect the cost of that policy.
Your home cover may be comprehensive but does it protect specific parts of your home? Just make sure you check for any exclusions before you sign up!
Important Information
Some providers offer insured plans to look after your Boiler and Heating and other home services like plumbing, drains and electrics, whereas other providers offer non-insured plans. An insured plan will be underwritten by an insurer and also regulated by the [Financial Conduct Authority (FCA)](https://www.fca.org.uk/). Non-insured plans are not backed by an insurer and are not regulated by the FCA. Often non-insured or maintenance plans include an annual service of the equipment covered, whereas these may or may not be included in insured plans.
16th June 2022
Home emergency cover includes more than just your boiler and central heating. You can expect home emergency cover to include the following:
The best home emergency cover should be competitive on price and offer you the option to pay monthly or annually. If a call-out fee is normally charged, there should be an option that excludes the call-out charge if you arrange a call-out, although this is often more expensive.
Home cover packages should include everything provided in boiler cover and central heating cover, with the addition of drains and waste pipes protection. Drains and waste pipe cover is usually for the repair and replacement of broken drains or pipework. Broken outside drain covers (as mentioned above) are normally not covered by home emergency cover. Most home emergency cover policies will also include protection for home electrics, which includes any blown fluses or repairs to circuits in your home.
Hometree offers a competitively priced and comprehensive home emergency care package for both homeowners and landlords. You will benefit from access to a 24/7 helpline and 24 hour call-outs.
We Beat or Match Any Quote
Call 0330 912 4843 and we’ll beat or match any quote.
Serious About Service
24/7 claims support & rated Excellent on Trustpilot
Cover Match Guarantee
Get a £50 gift card if you find something we don’t cover
All Gas Boilers Covered
All makes and models, regardless of age
Cookie | Duration | Description |
---|---|---|
__cfruid | session | Cloudflare sets this cookie to identify trusted web traffic. |
AWSALBCORS | 7 days | This cookie is managed by Amazon Web Services and is used for load balancing. |
cookielawinfo-checkbox-advertisement | 1 year | Set by the GDPR Cookie Consent plugin, this cookie is used to record the user consent for the cookies in the "Advertisement" category . |
cookielawinfo-checkbox-analytics | 11 months | This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Analytics". |
cookielawinfo-checkbox-functional | 11 months | The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". |
cookielawinfo-checkbox-necessary | 11 months | This cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category "Necessary". |
cookielawinfo-checkbox-others | 11 months | This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Other. |
cookielawinfo-checkbox-performance | 11 months | This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Performance". |
CookieLawInfoConsent | 1 year | Records the default button state of the corresponding category & the status of CCPA. It works only in coordination with the primary cookie. |
PHPSESSID | session | This cookie is native to PHP applications. The cookie is used to store and identify a users' unique session ID for the purpose of managing user session on the website. The cookie is a session cookies and is deleted when all the browser windows are closed. |
viewed_cookie_policy | 11 months | The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data. |
Cookie | Duration | Description |
---|---|---|
_uetsid | 1 day | Bing Ads sets this cookie to engage with a user that has previously visited the website. |
_uetvid | 1 year 24 days | Bing Ads sets this cookie to engage with a user that has previously visited the website. |
AWSALB | 7 days | AWSALB is an application load balancer cookie set by Amazon Web Services to map the session to the target. |
Cookie | Duration | Description |
---|---|---|
_ga | 2 years | The _ga cookie, installed by Google Analytics, calculates visitor, session and campaign data and also keeps track of site usage for the site's analytics report. The cookie stores information anonymously and assigns a randomly generated number to recognize unique visitors. |
_ga_X89BZ20HEM | 2 years | This cookie is installed by Google Analytics. |
_gat_UA-77274851-4 | 1 minute | A variation of the _gat cookie set by Google Analytics and Google Tag Manager to allow website owners to track visitor behaviour and measure site performance. The pattern element in the name contains the unique identity number of the account or website it relates to. |
_gcl_au | 3 months | Provided by Google Tag Manager to experiment advertisement efficiency of websites using their services. |
_gid | 1 day | Installed by Google Analytics, _gid cookie stores information on how visitors use a website, while also creating an analytics report of the website's performance. Some of the data that are collected include the number of visitors, their source, and the pages they visit anonymously. |
_hjAbsoluteSessionInProgress | 30 minutes | Hotjar sets this cookie to detect the first pageview session of a user. This is a True/False flag set by the cookie. |
_hjFirstSeen | 30 minutes | Hotjar sets this cookie to identify a new user’s first session. It stores a true/false value, indicating whether it was the first time Hotjar saw this user. |
_hjIncludedInPageviewSample | 2 minutes | Hotjar sets this cookie to know whether a user is included in the data sampling defined by the site's pageview limit. |
_hjIncludedInSessionSample | 2 minutes | Hotjar sets this cookie to know whether a user is included in the data sampling defined by the site's daily session limit. |
_hjTLDTest | session | To determine the most generic cookie path that has to be used instead of the page hostname, Hotjar sets the _hjTLDTest cookie to store different URL substring alternatives until it fails. |
CONSENT | 2 years | YouTube sets this cookie via embedded youtube-videos and registers anonymous statistical data. |
MR | 7 days | This cookie, set by Bing, is used to collect user information for analytics purposes. |
Cookie | Duration | Description |
---|---|---|
__qca | 1 year 26 days | The __qca cookie is associated with Quantcast. This anonymous data helps us to better understand users' needs and customize the website accordingly. |
_fbp | 3 months | This cookie is set by Facebook to display advertisements when either on Facebook or on a digital platform powered by Facebook advertising, after visiting the website. |
IDE | 1 year 24 days | Google DoubleClick IDE cookies are used to store information about how the user uses the website to present them with relevant ads and according to the user profile. |
mc | 1 year 1 month | Quantserve sets the mc cookie to anonymously track user behaviour on the website. |
MUID | 1 year 24 days | Bing sets this cookie to recognize unique web browsers visiting Microsoft sites. This cookie is used for advertising, site analytics, and other operations. |
test_cookie | 15 minutes | The test_cookie is set by doubleclick.net and is used to determine if the user's browser supports cookies. |
VISITOR_INFO1_LIVE | 5 months 27 days | A cookie set by YouTube to measure bandwidth that determines whether the user gets the new or old player interface. |
YSC | session | YSC cookie is set by Youtube and is used to track the views of embedded videos on Youtube pages. |
yt-remote-connected-devices | never | YouTube sets this cookie to store the video preferences of the user using embedded YouTube video. |
yt-remote-device-id | never | YouTube sets this cookie to store the video preferences of the user using embedded YouTube video. |
Cookie | Duration | Description |
---|---|---|
_dlt | 1 day | No description |
_hjSession_549866 | 30 minutes | No description |
_hjSessionUser_549866 | 1 year | No description |
hometree_landing | session | No description |
hometree_qs | session | No description |
hometree_referer | session | No description |
outbrain_cid_fetch | 5 minutes | No description available. |
wisepops | 2 years | No description available. |
wisepops_activity_session | session | No description |
wisepops_session | session | No description available. |
wisepops_visits | 2 years | No description available. |