Boiler & Home Cover that has your back

Hometree boiler insurance is a cover policy that provides professional repairs if your boiler encounters a fault. You’ll often hear boiler insurance referred to as boiler breakdown cover, boiler cover or gas boiler cover, they all mean the same thing.

Boiler insurance can help you better manage the unexpected and unwanted costs of repairs or a replacement if your boiler breaks down. Boiler insurance can also be supplemented with extended cover for the rest of your home.

Hometree offers plans that cover your wider central heating, plumbing, drains and electrics.

All of our core insurance plans include an annual boiler service and cover the cost of any necessary repairs to the boiler, flues and controls. 

You will also benefit from access to our UK based 24/7 helpline, and in the event of a breakdown we will book a local engineer to come see you ASAP. If your boiler is under seven years old and our engineers deem it economically beyond repair, we’ll cover the cost of a replacement. If it’s older than seven years old and can’t be repaired, we can offer you 15% off a brand new energy efficient A-rated replacement boiler and its installation.

All our core boiler insurance plans offer annual servicing and emergency repairs in the event of a breakdown. You can choose your ideal level of cover and call-out fee to suit your specific needs and budget. The Your Boiler plan covers the boiler and controls, while the Your Heating plan includes your wider central heating system and Your Home plan includes plumbing, drains and home electrics. Finally, for added peace of mind, you can choose the Your Home Plus plan which includes home security and pest control*.

Hometree offers unlimited repairs. You can compare our packages on our Home Cover page and select your preferred choice of call-out fee. 

If you are a landlord, see our landlord boiler cover page.

*terms and conditions apply

Hometree covers all brands, makes and models of natural gas boilers, regardless of the age. So you’re more protected if you encounter a fault.  

When completing your insurance onboarding, we’ll ask for the details of the boiler you are insuring. This is just so we can better serve you in the event of a breakdown. If you’re unsure what type of boiler you have, just check the logo and model number near the controls.

An annual service is an opportunity for a gas-safe engineer to check your system is running smoothly and flag any issues that might be developing. Most boilers last between 10 to 15 years and regular maintenance is advised by manufacturers to ensure optimal performance. Remember, servicing your boiler is less expensive than replacing it. Hometree conducts all our boiler servicing in the summer months to ensure our engineers are free to attend emergencies in the winter months.

With all Hometree core insurance plans, you receive a yearly boiler service as part of your boiler insurance cover package.  There is no call-out fee and no extra fees for the service, it is included in your plan. We cover gas boiler types of all ages and from all makes and manufacturers. During your annual boiler service, your engineer will complete visual checks and internal tests.

If you’re a Hometree customer, book online here. We’ll arrange for a Gas Safe engineer to evaluate your boiler and find the problem. It could be an issue with the hot water supply, or perhaps the boiler controls are faulty. Most of the time, our engineers can fix a broken boiler, but sometimes a replacement is necessary. 

There’s no limit to the number of claims you can make and no cap on the repair cost unless your boiler is deemed to be beyond economic repair by one of our engineers.

If our engineers regard your boiler beyond economical repair and it’s under seven years old, we’ll replace it for you for free. If it’s older than seven years old and can’t be repaired, we can offer you 15% off a brand new energy efficient A-rated replacement boiler and its installation.

Other boiler cover providers will likely give you different terms, and not every policy guarantees a replacement.

If you’re deciding on the cover you’d like to get for your home, it’s important to know the difference between boiler cover, central heating cover and home cover.

The Your Boiler plan covers your boiler and controls, while the Your Heating plan is an upgrade from the Your Boiler plan, and protects your entire central heating system. With this plan we’ll safeguard your radiators, valves and cylinders to make sure you don’t go without heating, no matter the time of the year. The Your Home plan includes everything in the other two plans, plus plumbing, drains and home electrics. You’ll have additional cover in case of burst pipes, broken toilets, blocked drains, faulty fuse boxes and more. Finally, for added peace of mind, you can choose the Your Home Plus plan which includes everything listed so far plus home security and pest control.*

If you’re a landlord, find out what you get with each landlord policy by selecting landlord boiler cover. Or, you can switch the sliders at the top of the page.

*terms and conditions apply