The main reason for taking out a home cover policy or home insurance is to protect you financially against unforeseen damage and the resultant repairs to your home. Normal wear and tear of your home are not normally included in a home insurance policy but may be included in some comprehensive home cover packages.

Power cuts can be a little on the scary side, particularly in bad, stormy weather, when they are most common. Luckily for you, we’ve put together a guide on what to do in a power cut, to help you identify and deal with any challenges you may face. We’ll also discuss how you can prepare for a power outage, so you aren’t left completely in the dark, next time the lights go out.

It’s raining heavily. You’re inside, the fire’s lit, the heating’s on, you’re happy. Until, you hear dripping water above your head. You run upstairs and there’s a telltale damp patch on the ceiling. Water’s leaking from somewhere. Is it from pipes in the roof? You turn the water off. Half an hour later, the damp patch is getting bigger? It looks like you’ve got a leaking roof. So what do you do?

There are many roof types. Some have been around for ages like thatched and slate. Others are more modern creations like a fibreglass roof or warm roof construction. There are many roof tiles types too. Some of these are made from natural raw materials, like slate. Others are made from man-made materials. These are usually found on new houses, or older houses that have been re-roofed

Your home is one of the most valuable possessions you’ll ever own, holding both financial and sentimental value. It’s the place that houses all of your belongings, the place where you make memories and the place that keeps your family safe and warm. It is therefore worth going that extra mile to ensure it’s protected.

If you’ve ever been unlucky enough to lose your keys or have them stolen, you’ll know just how stressful it can be. Not only are you unable to get back into your home but you’ve got to then spend time and money hiring a locksmith to carry out a lock change and provide key replacement.

A broken washing machine can be expensive to repair or replace, not to mention inconvenient. The good news is you can take out specialist washing machine insurance to protect you from unforeseen costs and get the expert help you need quickly.

Do I need landlord insurance? That’s a great question to ask! Currently, there are no legal requirements to have landlord insurance or landlord boiler cover. However, you may find it beneficial to take out a policy.

Are you uncertain of your repair and maintenance responsibilities as a landlord? Perhaps you’re a tenant with a landlord that’s not meeting their obligations? Either way, we’re pleased to say you’ve come to the right place. Here you’ll find a quick guide to landlord responsibilities regarding repair and maintenance and how to comply with the Landlord and Tenant Act 1987.