As a landlord, you are legally required to get all of the gas appliances and flues in your residential properties inspected each year. A qualified gas engineer, who is on the Gas Safe register, must carry out this work. Upon inspection, you will receive a gas safety certificate, often referred to as an LGSR (Landlord Gas Safety Record) or a CP12 certificate. This is essential if you want to let out a property to prospective tenants.

An annual gas safety check is a yearly inspection of all gas appliances in a home. If you use gas appliances – which most of us do – it’s a good idea to get them checked by a Gas Safe engineer (an engineer vetted by the Gas Safe Registry). After the check, you’ll receive a Gas Safe certificate that lasts for a year.

Window glazing protection, in the context of home insurance, protects the windows in your home from unforeseen damage. This should include damage resulting from natural disasters, like extreme winds or storm damage, which can also affect other parts of the house such as the roof. Unexpected accidents caused by humans may also be covered. For example, damage caused by an out of control vehicle crashing into your home or outbuildings and damaging your windows.

‘White goods’ is a term used to describe a wide range of large household appliances commonly found in the home. Fridges, fridge-freezers, washing machines and cookers are common white good appliances. Other common examples of kitchen white goods are tumble dryers, dishwashers, water heaters, microwaves and air conditioners. Kitchen white goods are also known as electrical white goods.

Nowadays, most kitchens contain a plethora of appliances. These broadly fall into two categories. Small electrical appliances, such as toasters, filter coffee machines, sandwich makers and kettles, which are usually reasonably inexpensive to buy, and replace if they are damaged. The other group are the larger kitchen appliances, sometimes known colloquially as white goods. Typical white goods found in the kitchen are; washing machines, dishwashers, tumble dryers, fridges, freezers and cookers, and it is these that are usually included in kitchen appliance insurance.

It goes without saying that having a good home insurance policy in place is key when it comes to owning a property. In addition, a lot of landlords or homeowners may also have additional measures in place such as security systems and fire alarms to reduce the risk of theft or fire, but what about those unexpected events that you can’t really prevent?

Home appliance insurance provides cover for your appliances and electronics. A policy usually covers any repair, labour, and replacement costs for household appliances, such as:

A domestic nightmare, like your washing machine leaking or your fridge failing, can quickly turn your mood from good to bad. We rely on these appliances so much that when something goes wrong it becomes somewhat of a crisis!

While researching your boiler purchase, you have probably come across multiple sites that show you how you can save money with a new boiler. In 2017, the market is now full of budget and high-efficiency boilers. In this article, we will explain how much a new boiler could save you, and the developments that are being made to improve boiler efficiency.